Monday, August 17, 2009

Back Peddling on Peddling Government Insurance

Read Some Great Solutions and Ideas

Weill it seems the people have some voice out there and the outrage has bubbled to the top. It is clear now that in its current state nationalized healthcare won’t become a reality. Whew! That will wind up being a call too close for comfort. I have 8 great and some radical ideas to really solve this issue. Read on.

Here is my ninety nine cents. I think having healthcare for every American is something we should strive for but at what cost? Massive cost. Overhauling the systems of care in the country, making us more like Canada, France and Cuba is so unruly that the system itself will be torn apart. We have the best healthcare in the world because we have a free market medical system. In fact, many people from all over the world come here for the best care they can get.

Using pooled insurance programs that are for profit is a good way to spread the risk among a large universe of people. Statistically the population in the pool would result in insurance benefit payouts that will allow insurance program managers to invest the money collected and make money on the money. Therefore being able to afford the massive payouts for benefits. That is how insurance companies operate. It’s a capitalist system and works for insurance companies as well as Wall Street.

However, the main issue in healthcare today is the cost of care. Pharmaceutical giants make billions peddling their drugs and supplying them to every class of citizen from babies to the elderly. The insurance companies make billions in liability insurance premiums having to be paid by the very people trying to save your life. It is so astronomical and ridiculous that we should be living in the Land of Misfit Toys!

Solutions

1. Why hasn’t anyone thought about a tax break for pharmaceutical companies to donate large amounts of drugs into the system for those on Medicaid and Medicare and others who need them most.

2. We can donate billions to Aids in Africa – what about using that money for aids in America. We spend so much around the world to promote and offer care – we should redirect it all into the US. You want to win hearts and minds – how about American minds.

3. The MI Bill. Yes like a GI bill. Those who want to earn money for medical school and nursing programs etc.. Can work for the system to benefit everyone and provide the massive care resources needed to help everyone.

4. Open up all military, VA and related hospitals and care centers to Americans. We have to figure out a way to service all these people so why don’t we use the resources already made available to our military.

5. Peace Corp. Why not a Health Core. Instead of sending all of people across the world under these non profit programs why don’t we redirect or create programs that put those people into our system to ease the brunt of the large increase in care.

6. Welfare, Medicaid, Medicare etc.. if you are receiving government benefits you will have to perform civic duties not just in healthcare but other projects necessary to rebuild America. We pay them anyway so lets out them to work.

7. TORT REFORM. Liability Insurance is the greatest barrier to providing care and quality of care. You cut a finger on a neighbor’s fence and someone will sue them. Cut a finger in the doctor’s office and someone will sue them for millions. Although the lawyer’s lobbyists will spend hundreds of millions to thwart this – and are large contributors to political parties – this one issue is a major cancer in the healthcare economy.

8. Faith based programs. How many tens of thousands of trips and millions of people are taken by Church groups annually to foreign nations and the Third World. Well our citizens are living in the Third World in many areas of the US. Why don’t we incent the Faith community to redirect those resources and massive volunteer work force right back here at home.

How’s that for just ninety nine cents.

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